Scott Bales is the global leader on Innovation in Financial Services and Mobility. A thought leader on the intersection between cultural and behavioral changes with the technology innovations. The Chief Mobile Officer for Moven, the world’s first-ever card-less bank, Scott is a self-proclaimed extrovert who has meshed a fascination with people and what motivates them, with his enthusiasm for technology. An Australian, who currently runs the Asia Pacific office of User Strategy in Singapore. He is “the most influential on the advancement of financial services and mobility.” With over ten years of international experience in innovation, thought leadership, implementation planning, and strategy, he is a sought after consultant and speaker who communicates his unorthodox ideas with passion and charisma.